How we calculate and rank

Amount received

We treat the amount you enter as the total you pay including fees. We subtract the transfer fee and the pay-in fee, then multiply by each provider's rate (rounded down to whole VND). Fees change in steps by amount, so we apply the fee for the matching amount band.

Payout method

Where more than one payout method exists (bank account, bKash, etc.), we calculate each for every provider and use whichever delivers more. Fees and rates differ by payout method.

Pay-in method

For each provider we use the cheapest pay-in method that lets you send immediately. Methods whose per-transaction limit is below the amount are skipped. Providers that can't send immediately are shown for reference only and are not ranked.

Promotions

Time-limited discounts available to everyone are included. First-time offers, referral bonuses and points are not.

Daily record

Every day at 13:30 JST we collect rates and fees from each provider's official website and record results for ¥30,000, ¥50,000, ¥100,000 and ¥300,000. The monthly #1 count uses ¥50,000. If a provider's data can't be collected, it is marked unavailable for that day.

Operator

This site is operated by BANKEY, the provider of Pay By Bank. Rankings are decided only by the calculation above.