Japan → Vietnam · Updated Oct 20, 2026, 12:00 JST
Sending money from Japan to Vietnam: who delivers the most?
Amount to send (fees included)
Sending ¥30,000? JRF delivers the most
Best for ¥30,000
JRF Pay By Bank
Recipient gets
4,826,430 VND
- Total fees
- ¥390
- Rate
- ¥1 = 163.00 VND
- vs. #2
- +11,355 VND
Inside the appPay-in: Pay By Bank (from your bank account, inside the app)No pay-in fee until Dec 31, 2026
Send with the JRF appOpens the provider's app in the app store
Amount received when sending ¥30,000
Using each provider's cheapest instant pay-in method
-
1
JRF Pay By BankNo pay-in fee until Dec 31, 2026
4,826,430 VND
- Total fees
- ¥390
- Rate
- ¥1 = 163.00 VND
- vs. #1
- —
-
2
DCOM
4,815,075 VND
- Total fees
- ¥550
- Rate
- ¥1 = 163.50 VND
- vs. #1
- −11,355 VND
-
3
Japan Money Express Pay By Bank
4,779,446 VND
- Total fees
- ¥670
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −46,984 VND
-
4
Smiles
4,778,496 VND
- Total fees
- ¥720
- Rate
- ¥1 = 163.20 VND
- vs. #1
- −47,934 VND
-
5
KYODAI Remittance
4,771,010 VND
- Total fees
- ¥730
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −55,420 VND
-
6
SBI Remit
4,766,120 VND
- Total fees
- ¥760
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −60,310 VND
Providers where you pay inside the app (¥30,000)
No switching to your bank app, no typing an account number, no ATM. Ranked among providers where you pay from your bank account inside the remittance app.
-
1
JRF Pay By BankNo pay-in fee until Dec 31, 2026
4,826,430 VND
- Total fees
- ¥390
- Rate
- ¥1 = 163.00 VND
- vs. #1
- —
-
2
DCOM
4,815,075 VND
- Total fees
- ¥550
- Rate
- ¥1 = 163.50 VND
- vs. #1
- −11,355 VND
-
3
Japan Money Express Pay By Bank
4,779,446 VND
- Total fees
- ¥670
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −46,984 VND
For reference: providers that can't send instantly (2)
- Wise 4,802,191 VND Rate: ¥1 = 163.25 VND Bank transfer, about 30 minutes to process
- Instarem 4,872,414 VND Rate: ¥1 = 162.41 VND Bank transfer only, up to 2 business days
Sending ¥50,000? JRF delivers the most
Best for ¥50,000
JRF Pay By Bank
Recipient gets
8,047,473 VND
- Total fees
- ¥629
- Rate
- ¥1 = 163.00 VND
- vs. #2
- +4,978 VND
Inside the appPay-in: Pay By Bank (from your bank account, inside the app)No pay-in fee until Dec 31, 2026
Send with the JRF appOpens the provider's app in the app store
Amount received when sending ¥50,000
Using each provider's cheapest instant pay-in method
-
1
JRF Pay By BankNo pay-in fee until Dec 31, 2026
8,047,473 VND
- Total fees
- ¥629
- Rate
- ¥1 = 163.00 VND
- vs. #1
- —
-
2
Smiles
8,042,495 VND
- Total fees
- ¥720
- Rate
- ¥1 = 163.20 VND
- vs. #1
- −4,978 VND
-
3
KYODAI Remittance
8,031,010 VND
- Total fees
- ¥730
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −16,463 VND
-
4
SBI Remit
8,026,120 VND
- Total fees
- ¥760
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −21,353 VND
-
5
DCOM
7,986,975 VND
- Total fees
- ¥1,150
- Rate
- ¥1 = 163.50 VND
- vs. #1
- −60,498 VND
-
6
Japan Money Express Pay By Bank
7,981,496 VND
- Total fees
- ¥1,020
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −65,977 VND
Providers where you pay inside the app (¥50,000)
No switching to your bank app, no typing an account number, no ATM. Ranked among providers where you pay from your bank account inside the remittance app.
-
1
JRF Pay By BankNo pay-in fee until Dec 31, 2026
8,047,473 VND
- Total fees
- ¥629
- Rate
- ¥1 = 163.00 VND
- vs. #1
- —
-
2
DCOM
7,986,975 VND
- Total fees
- ¥1,150
- Rate
- ¥1 = 163.50 VND
- vs. #1
- −60,498 VND
-
3
Japan Money Express Pay By Bank
7,981,496 VND
- Total fees
- ¥1,020
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −65,977 VND
For reference: providers that can't send instantly (2)
- Wise 8,036,357 VND Rate: ¥1 = 163.25 VND Bank transfer, about 30 minutes to process
- Instarem 8,120,690 VND Rate: ¥1 = 162.41 VND Bank transfer only, up to 2 business days
Sending ¥100,000? DCOM delivers the most
Best for ¥100,000
DCOM
Recipient gets
16,161,975 VND
- Total fees
- ¥1,150
- Rate
- ¥1 = 163.50 VND
- vs. #2
- +5,252 VND
Inside the appPay-in: From your bank account, inside the app
Want to pay inside the app (Pay By Bank)?
Send with JRF (#2, 16,156,723 VND)Opens the provider's app in the app store
Amount received when sending ¥100,000
Using each provider's cheapest instant pay-in method
-
1
DCOM
16,161,975 VND
- Total fees
- ¥1,150
- Rate
- ¥1 = 163.50 VND
- vs. #1
- —
-
2
JRF Pay By BankNo pay-in fee until Dec 31, 2026
16,156,723 VND
- Total fees
- ¥879
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −5,252 VND
-
3
Smiles
16,151,903 VND
- Total fees
- ¥1,030
- Rate
- ¥1 = 163.20 VND
- vs. #1
- −10,072 VND
-
4
KYODAI Remittance
16,132,110 VND
- Total fees
- ¥1,030
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −29,865 VND
-
5
Japan Money Express Pay By Bank
16,129,206 VND
- Total fees
- ¥1,020
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −32,769 VND
-
6
SBI Remit
16,127,220 VND
- Total fees
- ¥1,060
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −34,755 VND
Providers where you pay inside the app (¥100,000)
No switching to your bank app, no typing an account number, no ATM. Ranked among providers where you pay from your bank account inside the remittance app.
-
1
DCOM
16,161,975 VND
- Total fees
- ¥1,150
- Rate
- ¥1 = 163.50 VND
- vs. #1
- —
-
2
JRF Pay By BankNo pay-in fee until Dec 31, 2026
16,156,723 VND
- Total fees
- ¥879
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −5,252 VND
-
3
Japan Money Express Pay By Bank
16,129,206 VND
- Total fees
- ¥1,020
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −32,769 VND
For reference: providers that can't send instantly (2)
- Wise 16,122,016 VND Rate: ¥1 = 163.25 VND Bank transfer, about 30 minutes to process
- Instarem 16,241,380 VND Rate: ¥1 = 162.41 VND Bank transfer only, up to 2 business days
Sending ¥300,000? Smiles delivers the most
Best for ¥300,000
Smiles
Recipient gets
48,756,000 VND
- Total fees
- ¥1,250
- Rate
- ¥1 = 163.20 VND
- vs. #2
- +16,650 VND
Deposit at an ATMPay-in: Lawson Bank ATM
Want to pay inside the app (Pay By Bank)?
Send with JRF (#6, 48,614,913 VND)Opens the provider's app in the app store
Amount received when sending ¥300,000
Using each provider's cheapest instant pay-in method
-
1
Smiles
48,756,000 VND
- Total fees
- ¥1,250
- Rate
- ¥1 = 163.20 VND
- vs. #1
- —
-
2
DCOM
48,739,350 VND
- Total fees
- ¥1,900
- Rate
- ¥1 = 163.50 VND
- vs. #1
- −16,650 VND
-
3
KYODAI Remittance
48,696,250 VND
- Total fees
- ¥1,250
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −59,750 VND
-
4
SBI Remit
48,691,360 VND
- Total fees
- ¥1,280
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −64,640 VND
-
5
Japan Money Express Pay By Bank
48,679,306 VND
- Total fees
- ¥1,270
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −76,694 VND
-
6
JRF Pay By BankNo pay-in fee until Dec 31, 2026
48,614,913 VND
- Total fees
- ¥1,749
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −141,087 VND
Providers where you pay inside the app (¥300,000)
No switching to your bank app, no typing an account number, no ATM. Ranked among providers where you pay from your bank account inside the remittance app.
-
1
DCOM
48,739,350 VND
- Total fees
- ¥1,900
- Rate
- ¥1 = 163.50 VND
- vs. #1
- —
-
2
Japan Money Express Pay By Bank
48,679,306 VND
- Total fees
- ¥1,270
- Rate
- ¥1 = 162.95 VND
- vs. #1
- −60,044 VND
-
3
JRF Pay By BankNo pay-in fee until Dec 31, 2026
48,614,913 VND
- Total fees
- ¥1,749
- Rate
- ¥1 = 163.00 VND
- vs. #1
- −124,437 VND
For reference: providers that can't send instantly (2)
- Wise 48,464,977 VND Rate: ¥1 = 163.25 VND Bank transfer, about 30 minutes to process
- Instarem 48,724,140 VND Rate: ¥1 = 162.41 VND Bank transfer only, up to 2 business days
Times ranked #1 in October 2026
Daily at 12:00 JST for ¥50,000 (3 days recorded)
- JRF3×
FAQ
How much arrives in Vietnam if I send ¥30,000 from Japan?
As of 12:00 JST on Oct 20, 2026: 4,766,120 to 4,826,430 VND. JRF delivered the most.
How much arrives in Vietnam if I send ¥50,000 from Japan?
As of 12:00 JST on Oct 20, 2026: 7,981,496 to 8,047,473 VND. JRF delivered the most.
How much arrives in Vietnam if I send ¥100,000 from Japan?
As of 12:00 JST on Oct 20, 2026: 16,127,220 to 16,161,975 VND. DCOM delivered the most.
How much arrives in Vietnam if I send ¥300,000 from Japan?
As of 12:00 JST on Oct 20, 2026: 48,614,913 to 48,756,000 VND. Smiles delivered the most.
Does the best provider change with the amount?
On Oct 20, 2026 the best was: JRF for ¥30,000, JRF for ¥50,000, DCOM for ¥100,000, Smiles for ¥300,000. Fees change in steps by amount, so the ranking can change.
What is Pay By Bank?
A way to pay from your bank account instantly, inside the remittance app. No switching to your bank's app, no typing an account number, no ATM. With Japan Post Bank you register in about 3 minutes with your account symbol and number, phone number and cash-card PIN (no internet banking needed).
Why aren't Wise and Instarem ranked?
Their payments aren't reflected instantly, so you can't send right away. We show their amounts for reference.
How is the ranking decided?
Every day at 12:00 JST we collect rates and fees from each provider's official website and rank only by the amount received.
Which provider ranked #1 most often in October 2026?
In October 2026, JRF ranked #1 on 3 of 3 days recorded for ¥50,000 (as of Oct 20, 2026).