{
  "corridor": "JPY→VND (Japan to Vietnam, bank account)",
  "date": "2026-10-20",
  "time": "12:00+09:00",
  "fetched_at": "2026-10-20 12:00",
  "record_amount_jpy": 50000,
  "payout_methods": [
    "bank"
  ],
  "amounts": {
    "30000": {
      "amount_jpy_including_fees": 30000,
      "summary": {
        "vi": "Lúc 13:30 ngày 20/10/2026 (giờ Nhật), khi gửi 30.000 yên (đã gồm phí) từ Nhật về Việt Nam, JRF cho số tiền nhận nhiều nhất: 4.826.430 VND (nhận: Tài khoản ngân hàng, nạp tiền: Pay By Bank (từ tài khoản ngân hàng, ngay trong ứng dụng), tổng phí 390 yên). Hạng 2 là DCOM (4.815.075 VND, ít hơn 11.355 VND).",
        "en": "As of 13:30 JST on Oct 20, 2026, when sending ¥30,000 (fees included) from Japan to Vietnam, JRF delivers the most: 4,826,430 VND (payout: Bank account, pay-in: Pay By Bank (from your bank account, inside the app), total fees ¥390). #2 is DCOM (4,815,075 VND, 11,355 VND less).",
        "ja": "2026年10月20日 13:30時点で、日本から3万円（手数料込み）をベトナムへ送る場合、最も多く届くのはJRFで4,826,430 VNDです（受取：銀行口座、入金方法：Pay By Bank（アプリ内で銀行口座から入金）、手数料計390円）。2位はDCOM（4,815,075 VND、差11,355 VND）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 4826430,
          "total_fee": 390,
          "send_fee": 390,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 2,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 4815075,
          "total_fee": 550,
          "send_fee": 400,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.5,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 4779446,
          "total_fee": 670,
          "send_fee": 400,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.954195,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 4,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 4778496,
          "total_fee": 720,
          "send_fee": 450,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.2,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 4771010,
          "total_fee": 730,
          "send_fee": 460,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 6,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 4766120,
          "total_fee": 760,
          "send_fee": 460,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 4802191,
          "total_fee": 584,
          "send_fee": 584,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.251,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 4872414,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.4138,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {}
    },
    "50000": {
      "amount_jpy_including_fees": 50000,
      "summary": {
        "vi": "Lúc 13:30 ngày 20/10/2026 (giờ Nhật), khi gửi 50.000 yên (đã gồm phí) từ Nhật về Việt Nam, JRF cho số tiền nhận nhiều nhất: 8.047.473 VND (nhận: Tài khoản ngân hàng, nạp tiền: Pay By Bank (từ tài khoản ngân hàng, ngay trong ứng dụng), tổng phí 629 yên). Hạng 2 là Smiles (8.042.495 VND, ít hơn 4.978 VND).",
        "en": "As of 13:30 JST on Oct 20, 2026, when sending ¥50,000 (fees included) from Japan to Vietnam, JRF delivers the most: 8,047,473 VND (payout: Bank account, pay-in: Pay By Bank (from your bank account, inside the app), total fees ¥629). #2 is Smiles (8,042,495 VND, 4,978 VND less).",
        "ja": "2026年10月20日 13:30時点で、日本から5万円（手数料込み）をベトナムへ送る場合、最も多く届くのはJRFで8,047,473 VNDです（受取：銀行口座、入金方法：Pay By Bank（アプリ内で銀行口座から入金）、手数料計629円）。2位はSmiles（8,042,495 VND、差4,978 VND）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 8047473,
          "total_fee": 629,
          "send_fee": 629,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 2,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 8042495,
          "total_fee": 720,
          "send_fee": 450,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.2,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 8031010,
          "total_fee": 730,
          "send_fee": 460,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 4,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 8026120,
          "total_fee": 760,
          "send_fee": 460,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 7986975,
          "total_fee": 1150,
          "send_fee": 1000,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.5,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 6,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 7981496,
          "total_fee": 1020,
          "send_fee": 750,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.954195,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 8036357,
          "total_fee": 773,
          "send_fee": 773,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.251,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 8120690,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.4138,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {}
    },
    "100000": {
      "amount_jpy_including_fees": 100000,
      "summary": {
        "vi": "Lúc 13:30 ngày 20/10/2026 (giờ Nhật), khi gửi 100.000 yên (đã gồm phí) từ Nhật về Việt Nam, DCOM cho số tiền nhận nhiều nhất: 16.161.975 VND (nhận: Tài khoản ngân hàng, nạp tiền: Từ tài khoản ngân hàng, ngay trong ứng dụng, tổng phí 1.150 yên). Hạng 2 là JRF (16.156.723 VND, ít hơn 5.252 VND).",
        "en": "As of 13:30 JST on Oct 20, 2026, when sending ¥100,000 (fees included) from Japan to Vietnam, DCOM delivers the most: 16,161,975 VND (payout: Bank account, pay-in: From your bank account, inside the app, total fees ¥1,150). #2 is JRF (16,156,723 VND, 5,252 VND less).",
        "ja": "2026年10月20日 13:30時点で、日本から10万円（手数料込み）をベトナムへ送る場合、最も多く届くのはDCOMで16,161,975 VNDです（受取：銀行口座、入金方法：アプリ内で銀行口座から入金、手数料計1,150円）。2位はJRF（16,156,723 VND、差5,252 VND）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 16161975,
          "total_fee": 1150,
          "send_fee": 1000,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.5,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 2,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 16156723,
          "total_fee": 879,
          "send_fee": 879,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 3,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 16151903,
          "total_fee": 1030,
          "send_fee": 760,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.2,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 4,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 16132110,
          "total_fee": 1030,
          "send_fee": 760,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 16129206,
          "total_fee": 1020,
          "send_fee": 750,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.954195,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 6,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 16127220,
          "total_fee": 1060,
          "send_fee": 760,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 16122016,
          "total_fee": 1244,
          "send_fee": 1244,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.251,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 16241380,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.4138,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {}
    },
    "300000": {
      "amount_jpy_including_fees": 300000,
      "summary": {
        "vi": "Lúc 13:30 ngày 20/10/2026 (giờ Nhật), khi gửi 300.000 yên (đã gồm phí) từ Nhật về Việt Nam, Smiles cho số tiền nhận nhiều nhất: 48.756.000 VND (nhận: Tài khoản ngân hàng, nạp tiền: ATM Lawson Bank, tổng phí 1.250 yên). Hạng 2 là DCOM (48.739.350 VND, ít hơn 16.650 VND).",
        "en": "As of 13:30 JST on Oct 20, 2026, when sending ¥300,000 (fees included) from Japan to Vietnam, Smiles delivers the most: 48,756,000 VND (payout: Bank account, pay-in: Lawson Bank ATM, total fees ¥1,250). #2 is DCOM (48,739,350 VND, 16,650 VND less).",
        "ja": "2026年10月20日 13:30時点で、日本から30万円（手数料込み）をベトナムへ送る場合、最も多く届くのはSmilesで48,756,000 VNDです（受取：銀行口座、入金方法：ローソン銀行ATM、手数料計1,250円）。2位はDCOM（48,739,350 VND、差16,650 VND）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 48756000,
          "total_fee": 1250,
          "send_fee": 980,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.2,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 2,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 48739350,
          "total_fee": 1900,
          "send_fee": 1750,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.5,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 48696250,
          "total_fee": 1250,
          "send_fee": 980,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 4,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 48691360,
          "total_fee": 1280,
          "send_fee": 980,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 48679306,
          "total_fee": 1270,
          "send_fee": 1000,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.954195,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 6,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 48614913,
          "total_fee": 1749,
          "send_fee": 1749,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.0,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 48464977,
          "total_fee": 3126,
          "send_fee": 3126,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 163.251,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 48724140,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 162.4138,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {}
    }
  },
  "method": "https://remit-compare-vn.pages.dev/method/"
}